I Survived a Nigerian Scam Part III: Disaster Mode

As 2021 drew to a close I realized that I had fallen into a scam I hadn’t heard of: befriending a person on social media and then inducing them to set up a GoFundMe for a medical emergency. Fortunately, I came to my senses before I sent any money from that campaign. Until then, it had never occurred to me that I had been manipulated over a year and a half. As embarrassing as the experience was for me, I’m going public in the interests of educating others.

 

Donations to the GoFundMe I had set up for C’s sister came in as I promoted it on social media and directly to friends and family. C ramped up his emotional manipulation and shifted to urgent/disaster mode.

C: Dec 3, 2021, 10:57 am. The doctor called today and  i went to see him. He said he’s going to help talk to the financial department to allow us pay part payment so they can schedule S’s surgery but he said the surgery will likely be January because of the Xmas break and that there are many patient awaiting sugary who has completed all payments. So he asked me how much we have to make deposit and i told him and he said the financial department will only accept a part payment of $7000 and we should make available the balance before the surgery will be carried out

C: The reason why he gave the suggestion is because he said if we make available the full payment Sarah must have to wait because other patients have already been scheduled for surgery and it might take a little bit long. He said it is better we have a date fix for the surgery why will raise funds instead of raising the full payment and still wait for the hospital to fix a date for the surgery

Commentary: C sent a phone photo of a one-page statement with a flat fee for dialysis and surgery. That struck me as odd, given the itemization by American hospitals. The other dubious thing was that the statement was signed by the nephrologist. Do Nigerian doctors handle hospital financial arrangements? And what hospital closes for the Christmas break? I wasn’t yet suspicious enough to try to verify details with an internet search. When I did that, I was unable to find the hospital (the name was a for-profit chain, but I didn’t see this specific location or specialty). The nephrologist was a real person who practiced in India. I found no mention of S in the entering classes of her medical school.

What happened next was indeed fortunate. In the midst of C’s increasingly frequent and importunate pleas, Western Union declined to process the transfer twice. I went through two phone interviews, since apparently they flag all transfers to Nigeria, and as I answered, I could see the warnings go up, one after another. C began urging me to send the money through another, cash-based service, but I had to wait for Western Union to refund the money to my account. Then, almost by happenstance, I spoke with the manager and one of the tellers at my local bank. I do mean, “local.” We’re a close-knit community, and I’m on a first-name basis with the manager. The teller, upon hearing the situation, got very emotional about it being a scam. It turned out that a relative of hers had lost hundreds of thousands of dollars to a romance scam. I wasn’t thrilled with her warnings, but her words caused me to step back and ask myself, “What if this really is a scam?”

Once I started questioning, the red flags went up everywhere. Most of them are mentioned above in my comments. What clinched it was this email from C: Continue reading “I Survived a Nigerian Scam Part III: Disaster Mode”

Yet Another Evacuation, The Report

I live in the mountains in a redwood forest in Central Coast California. I love this place and the deep serenity it has brought me. But there’s a down side to every locale, and wildfires are part of the ecology of this region. Much of the plant life, including redwoods, has evolved to survive and even thrive with periodic conflagrations. Humans, on the other hand, aren’t too fond of having their homes burned down, so they put out little fires, allow

Half a block from us

underbrush to build up, and are loathe to control flammable invasive species (like broom). Increasingly long, hot, dry summers that are the result of climate change turns the region, like many in the West, into a tinderbox. Last summer’s freak lightning storm ignited thousands of small fires that merged into huge ones. I’ve written earlier about my experience being evacuated and watching, day by day, as fires engulfed this area but the heroic efforts of fire fighters spared my own street.

Almost as soon as the mandatory evacuation orders were lifted, local authorities began an campaign of education and preparation for the next phase of this rolling disaster: debris flows. Debris flows are a type of mudslides.

Debris flows … are fast-moving downslope flows of mud that may include rocks, vegetation, and other debris. These flows begin during intense rainfall as shallow landslides on steep slopes. The rapid movement and sudden arrival of debris flows pose a hazard to life and property during and immediately following the triggering rainfall.1

In other words, debris flows are rivers of cement 15 or more feet high and moving at up to 40 mph. If you can see it, it’s too late. There’s no way to prepare except to get out of the way. Debris flows caused massive property damage and over 20 fatalities in 2018 in Montecito, Southern California. Our local agencies were understandably concerned.

We all studied the maps of debris flow risk and watched the weather forecast. November and December passed with only occasional gentle showers, well belong the threshold for triggering a debris flow. Some of us began to relax, hoping for a dry “La Niña” year. Old timers warned that often the real rains don’t set in until January. They were right. Continue reading “Yet Another Evacuation, The Report”

Color Therapy

Since about last May, I’ve been doing a whole lot of sewing. (Fortuitously, I replaced my ancient sewing machine a couple of months earlier.) Most of it has been masks. With MaskUpNM, a volunteer group, I’ve been making masks for health care workers, women’s shelters, the Navajo Nation and other New Mexico tribes, impoverished school children, and so on.

In December, the group started making scrub caps for ICU nurses at local hospitals, who have been exhausted and overwhelmed taking care of Covid patients. Many of them don’t get issued scrub caps by their employers, or only get disposable ones that are uncomfortable and wasteful of resources. After replacing my ancient serger, which seized up halfway through this project, I just finished the second round of scrub caps for this effort – 48 caps.

Continue reading “Color Therapy”

I Survived a Nigerian Scam. Part II: Raising the Stakes

As 2021 drew to a close I realized that I had fallen into a scam I hadn’t heard of: befriending a person on social media and then inducing them to set up a GoFundMe for a medical emergency.

 

Fortunately, I came to my senses before I sent any money from that campaign. Until then, it had never occurred to me that I had been manipulated over a year and a half. As embarrassing as the experience was for me, I’m going public in the interests of educating others.

 

In April, 2021, C, the Nigerian, was back with another tragic tale.

C: i was called earlier today that my Dad was not feeling fine and his in the hospital.  Will be traveling tomorrow to P– to see how’s doing.

C: My heart is so heavy and i weep. Today life has brought me the greatest shock of my life and has left a wound in my heart. Why is life so unfair to me, why will i keep losing the once i love the most even in the face of untold hardship. I arrived P– after 4 hours trip and gotten to the hospital i found out that the only thing that ever made sense and mean the world to me was no more and the reality of my present has left me with a broken heart and broken spirit. I lost my Dad today Deborah

C: Please i know am only your friend on fb and in a matter of fact i am not related to you in any way but you have been so kind to me irrespective of me being a stranger. Please help me talk to your family or probably your husband that i need you people assistant. People i never thought would assist me did that during my Dad’s funeral and and i borrowed little money to add up with the one i have to make the burial successful as the first son. Please am begging you with what you hold secret. I need you help now than ever and i don’t have who to run to. I need a loan of $300 so i can put things in other and pay few debts and take my younger once along with me. They can manage them self even if my house is not that big enough. I feel so ashamed of myself asking for help from you but i don’t have a choice because if things were moving fine for me i won’t have ask for any help from you.

Commentary: By now I was firmly hooked, so I lent him $300. Notice that he asked to speak with my husband, figuring he might be an easier mark. I didn’t mention this to my husband, which left me feeling uneasy and dishonest. C and I spent a couple of months talking about how he could repay it. In the end, I forgave the loan. During July, he tried to get me to help set up an account at Amazon Mechanical Turk (MTurk) is a crowdsourcing marketplace. Since I already had an Amazon account linked to my email address, it wasn’t possible. This was actually a trial run to see how far I would go using dubious means to promote his interests. I’m relieved it didn’t work, although even unsuccessful attempts serve to further cement the relationship.

Direct gifts of money aren’t the only payoff for scammers. Setting up fraudulent accounts and campaigns like GoFundMe with the scammer as beneficiary are equally lucrative and, as in my case, don’t trip alarms as readily.

C’s requests were coming at about monthly intervals. No sooner had I forgiven the loan (July 2021) than this arrived: Continue reading “I Survived a Nigerian Scam. Part II: Raising the Stakes”

Narrative and Agenda

I just finished reading Prairie Fires, a biography of Laura Ingalls Wilder, which I recommend highly. The author of the eight Little House books, she wrote about her childhood during the push west by homesteaders and farmers. “I told the truth,” she said. “But not the whole truth.” The books are a “good parts” version of her life, but some important “truths” were omitted, because Wilder (and her daughter Rose Wilder Lane, who was her secret beta reader, line editor, and editorial advisor) took out things that didn’t underscore her narrative. The narrative? That her family (in particular her adored father, Charles Ingalls) survived and flourished through hard work, love, and self-reliance, and that self-reliance, a core virtue of westward expansion, is a uniquely American virtue.

This is a weird time in American history to be reading this book, let me tell you.  The message Wilder was crafting seems to me to have curdled, fueling rage and insurrection. Rose would have loved it. Continue reading “Narrative and Agenda”

A Quiet Moment

So many people around me have found distractions help in dealing with the extraordinary times we’re living through. This post is my present to you. Big stuff happens in the US on 20 January. This is a breath. A break. A moment before everything changes.

For me this week is an anniversary. This time last year I had been evacuated to Melbourne because of the bushfires. The air in Canberra was dangerous for me. Tonight my windows are wide open and I’m up late, cooling everything down as much as I can, for we have an incoming heatwave. Earlier today, however, everything was shut, for the dust storms in NSW sent a bit of frazzled air our way. That reminded me that I’ve been mostly indoors since June 2019. Bushfires followed by pandemic. Every now and again I get out and do things and this reminds me that the world outside is real. These incidents come from that real world. I think this is also the moment to celebrate that.

The first story is from Sydney in 1956, for tonight someone reminded me about the torch carrying for the 1956 Olympics.

A group of university students didn’t like the link between the torch and Hitler. Also, they were Australian. Of course they were Australian.

They painted a chair leg silver and put a tin on the end. They filled the tin with a pair of men’s underpants and set it on fire. Two students carried that torch. One of them successfully handed it to the Lord Mayor of Sydney at the Town Hall. The Lord Mayor didn’t realise at first that this was a hoax, and the torchbearer had time to slip away into the crowd.

The second story is from Canberra, quite recently.

A writer-friend was telling us on Twitter tonight about a time… let me give you the story in her words:

“Was at a con sitting at the signing table under a poster with “K.J. TAYLOR” on it and behind a nameplate which also said “K.J. TAYLOR”. A guy came up to me and said “Is K.J. Taylor here?” I patted myself down and said “I’m pretty sure I’m here!” He looked so confused.”

My third tidbit is a bit older, and is from the US. I collect interesting stories about food history. How fast molasses can burst out of a factory on a cold day, for example, and where to buy meat pies in London in 1250. I didn’t know that, on 16 May 1902, there was a kosher beef war on the Lower East Side in New York. Some describe it as riots. Kosher beef riots. This one deserves a link.

I live in a city where there are 300 people who admit to being Jewish. I can’t see us rioting. We used to hold food fairs, where our numbers were drowned by the crowds who wanted to eat bagels and felafel and lokshen kugel and particularly tasty curry from Jewish India.

I used to cook Medieval Jewish dishes for my stall, and people would ask, “Were there really Jews in the Middle Ages?” I gave those asking morsels of history along with their plates of food. Other days I’d talk about the persecution and the murders, but not at the food fair. We all need times where we don’t bear the burdens of history. Take that time today. Tomorrow will come soon enough.

Assigning Blame

It’s all your fault. You — you personally — didn’t do enough to stay safe from the pandemic.

For that matter, you didn’t do enough to prepare for retirement or for getting laid off or for getting sick or injured so you couldn’t work.

You borrowed too much money to go to school or buy a house and now it’s your fault that you don’t make enough money to pay it back.

And it goes without saying that you bought too many things, took too many trips, and didn’t recycle. You caused climate change.

I could go on, but you get the gist. It’s all about personal responsibility here. If things are wrong in our society, our world, it’s all your fault and my fault and the fault of every individual who ever had to make a decision on the fly in an over-complicated world.

Bullshit. Continue reading “Assigning Blame”

Still True: Seeking Emotional Sobriety in Troubled Times

Back in 2016, I wrote a series of essays following the presidential election, entitled “In Troubled Times.” Some of these strike me as valid now, “In Tumultuous Times” as then. This one is on “Emotional Sobriety.”

Most of us who drink alcohol have sooner or later imbibed too much of it. Setting aside the embarrassing and unhealthful effect of such overindulgence, we then got to experience nature’s own payback: a hangover. Not only do we feel wretched, we grapple with the fact that we inflicted this misery on ourselves by our own choices.

Recently I’ve noticed behaviors (other than drinking) that leave me with a feeling of emotional or spiritual malaise. Not “What was I drinking?” but “What was I thinking?”

When I take note of the symptoms of “spiritual or emotional” hangover, I become aware of the situations, topics, or even people that lead me to abandon my center. While it is undoubtedly theoretically true that no one can make me feel or behave in ways I will regret, in practice my will power needs help.

When I am already anxious, distracted, confused, or all the other things I have been feeling since the election, I’m not at my best. My judgment can be unreliable. Ditto my self-control. If I put myself in compromising situations, I am likely to say things I will regret. The regret stems not so much from external consequences but from how I then feel about myself. No matter how I value kindness, I can behave in harsh, unkind ways when I’m in over my head. Over the years I’ve gotten very good at admitting error and making things right, to the point that I would much rather avoid acting badly to begin with.

Many of us have remarked how social media is both addictive and inflammatory. In a fit of irritation or self-righteousness, we zip off a caustic comment and push ENTER. Then we keep coming back for another dose. It’s an engraved invitation to insanity. Very few of us are capable of going cold turkey, and I’m not sure that’s really a solution. When we return to social media, as most of us will, we will be in exactly the same state in which we left it. We won’t be any more skillful in detaching ourselves or of passing by the temptation to be cruel or snarky. We won’t be any closer to finding communities, people, topics, or environments that help us to feel calmer, kinder, and more hopeful. We’ll be like alcoholics who stop drinking but never address the underlying issues or the consequences.

In addition to being careful about situations that may provoke me to things I’ll regret, I can ask myself what keeps me coming back. Is it the illusion that news (including gossip) will somehow make me safe? Or popular? Or smart? What do I get from visiting those sites (maybe there is something positive)? Is there a grey area in which the positive benefits become negative, and if so, how can I better discern it?

What situations leave me with heart lifted and spirits mended? Who or what gives me hope? In what settings do I act my best? Who brings out the qualities in me that I value? How do I seek out such encounters?

I Survived a Nigerian Scam. Part I: Setting the Hook

I don’t consider myself naïve about scams. I know to never give out any my bank or credit card numbers, Social Security number, or date of birth to anyone who phones me out of the blue. In fact, when I am in a cranky mood, I might lecture the caller about how what they’re doing is fraud. I read articles about romance, grandkid-in-jail, phony arrest warrants, and other scams. As 2021 drew to a close I realized that I had fallen into a scam I hadn’t heard of: befriending a person on social media and then inducing them to set up a GoFundMe for a medical emergency. Fortunately, I came to my senses before I sent any money from that campaign. Until then, it had never occurred to me that I had been manipulated over a year and a half. As embarrassing as the experience was for me, I’m going public in the interests of educating others.

It all began in July 2020 with a Facebook Friend request from a young man in Nigeria. I didn’t believe that all Nigerians were scammers. Some very fine science fiction writers are Nigerian Americans. I accepted his request. Here’s his response.

C (the Nigerian): Where are you from? I’m from West Africa. Nigeria precisely! I know not every white lady likes comunicating with a black man  and i hope in your own case it’s different. I have had couple of friends here on fb and when ever i tell them i come from Africa and Nigeria they see you as an asshole and stop talking to you because am black and i come from Africa. I still have good white friends that has influence me positively and i respect them so much. I wish every white lady out there can see things the way you do.

Commentary: From the first, C tackled the issue of Nigerian scammers and put me on the defensive about his race. On face value, this seemed to be reassurance that he is not a scammer. In actuality, he was fishing for a response of, “I’m not racist, so I will trust you.” Then he added another layer of what an admirable person he is. This will be a recurring them. He used praise as a manipulative tool.

Over the next couple of months, C sent messages like these:

8/3/20, 10:59 am. You stopped writing

8/16/20, 2:29 pm. Hello

9/2020: Things are really deficult for i and my family right now and i was thinking about starting a frozen food bussinss here but i don’t have the capital to start with. I discussed it with a friend in the US and he said he was going to help me. So, he helped in set up a gofundme campaign and here is the link. He’s name is M a very good friend of mine i met on fb.

C: Life over here in Nigeria is really not easy. I’m a graduate of civil engineering but ever since i finished school no firm wants to hire me for my service. It is more political over here searching for a job because jobs are only given to relatives, family members and well wishes. If you don’t have someone who has connection to help you, getting a job becomes difficult.

Commentary: First, C demanded my attention. He elicited reassurance as well as the commitment of my timely responses. Then he segued into how hard life is for him, what an admirable person he is, and how an American friend is trying to help him. (This was one of C’s tactics to convince me that it was okay to act on C’s behalf because others have done it.) This GoFundMe ended before reaching its goal.

Later in September, 2020, came the first request for money. Continue reading “I Survived a Nigerian Scam. Part I: Setting the Hook”

Gossip and Community

The internet is practically an engraved invitation to indulge in gossip and rumor. It’s so easy to blurt out whatever thoughts come to mind. Once posted, these thoughts take on the authority of print (particularly if they appear in some book-typeface-like font). Have you ever noticed how much easier it is to question something when it appears in Courier than when it’s in Times New Roman? For the poster of the thoughts comes the thrill of instant publication. Only in the aftermath, when untold number have read our blurtings and others have linked to them, not to mention all the comments and comments-on-comments, do we draw back and realize that we may not have acted with either wisdom or kindness.

To make matters worse, we participate in conversations solely in print, without the vocal qualities and body language that give emotional context to the statements. I know a number of people who are generous and sensitive in person, but come off as abrasive and mean-spirited on the ‘net. I think the very ease of posting calls for a heightened degree of consideration of our words because misunderstanding is so easy.

I’ve been speaking of well-meaning statements that inadvertently communicate something other than what the creator intended. I’ve been guilty of my share of these, even in conversations with people with whom I have no difficulty communicating in person. What has this to do with gossip?

Gossip is either one of the forms of glue that bind a community together — “news,” as it were — or else a pernicious form of social control, of putting people down/who’s in-who’s out/of taking glee in the misfortunes of others, of basking in reflected and unearned glory.

Where this is leading is that such statements can be hurtful and damaging whether they are true or not. They are particularly embarrassing to the tellers when they are false and that falsehood is revealed. Human beings are peculiar creatures. When we have injured someone by passing on a rumor, false or not, instead of doing what we can to ameliorate the situation, we set about defending ourselves. “But it was true!” is one tactic, or “I didn’t know!” or “Blame the person who told this to me!” Or we find some way to shift responsibility to the person who is the subject of the gossip. Even well-meaning people, people who see themselves as honest and kind, people who should have known better than to spread rumors, do this.

I believe that when we engage in gossip or rumor, we damage not only the person we have spoken ill of, but the bonds of trust in our community. We divide ourselves into those who are safe confidantes and those who are tattlers, between those who are willing to give us the benefit of the doubt and those who will use any excuse to criticize and condemn us.

A huge piece of the problem, in my experience, is that we are inundated with role models of gossipers. We are told overtly and covertly that it is not only acceptable but enjoyable to speak ill of others and to relish their misfortune. If they have no discernible misfortune to begin with — well then, we will create some! If media portray the pain of those who are gossiped about, it is often to glorify retaliation in kind. Almost never are we taught what to do when we speak badly. Saying “I’m sorry,” or “Shake hands and make up,” (as we’re forced to do as small children) does not make amends.

Certainly, we must begin by looking fearlessly at what we have done or said (or left undone and unsaid), but we must also be willing to accept that there is no justification for our behavior. It doesn’t matter if what we said was true or not if it harmed someone. It doesn’t matter if we were hurting or grieving or too Hungry-Angry-Lonely-Tired.

What we have done does not make us unworthy, unlovable, inadequate, or anything except wrong. Good people can be wrong. Good people, when wrong, strive to make things right.

When we do this, we strengthen not only our relationships and our communities, but our own ability to choose better next time. As we have compassion for others, we owe ourselves compassion — not excuses, not defenders, not “who’s on my side,” but gentle understanding, encouragement, patience, and courage.